LIBERTYSMART REDUCES COST AND IMPROVES BENEFITS!

With its proprietary, patent-pending software, LibertySmart is the first company to provide a methodology that is employee-centered and proprietary. Our program eliminates guess work and empowers the employers with the necessary tools to enable and optimize the employee's health care benefits while increasing their health care dollars. An employer can have the best possible health and medical plans for their employees at the best price. Then, without changing any of the insurance plans, carriers or agents, LibertySmart can still save employers an additional $20 or more per benefited employee per month.

LibertySmart is the result of three different purposes
converging together into one unique program.

• Helping employers through a proprietary patent pending employee driven benefit program, save significant dollars and increase productivity, while increasing employees spendable dollars and overall health.
• Improving corporate culture, employee value and over all well being through health and productivity programs.
• To bring to market patent-pending e-commerce technology that gives a higher level of convenience and security to the world surrounding us than ever before and taking health benefit card technology to a whole new level.

These purposes are the heartbeat of LibertySmart. All three positively impact our nation's economy and benefit every participating employee. Together, these purposes fulfill a critical need at a critical time.

The Founder of LibertySmart, James Biorge has worked tirelessly for several years with a smart card application that provides greater security to on-line transactions. Among other advantages, this technology will virtually eliminate identity theft and fraud, while simplifying the way we interact with the electronic world. A need was brought to his attention for an enhanced automated benefit program. This was the beginning of LibertySmart's mission. LibertySmart began its progressive "evolution" in May, 2005.

Upon evaluation of the market, it was discovered that there were inefficiencies in identifying the actual financial requirements for the employee's out-of-pocket health care needs, and the tailoring of benefit programs to meet those needs. This necessitated an investigation which started the evolution of LibertySmart as a company with the mission of enhancing health care programs to identify the needs of employees and optimizing their benefit programs to meet those needs. With no one else in the industry using this approach, LibertySmart developed and filed a patent application to protect this methodology, developed proprietary tools for employees to use, received an authoritative legal opinion letter, and recently began offering their services to employers.